Summary of CREDIT RISK ASSESSMENT II

CREDIT RISK ASSESSMENT II

CREDIT RISK ASSESSMENT II

Tutor: Mr P.Mwangala

STATEMENT ABOUT ACADEMIC HONESTY AND INTEGRITY

All students, upon signing this course outline, commit themselves to abide by the policies and rules of the institution. The core activity of ABN is learning and in this respect academic honesty and integrity is very important to ensure that learning is valid, reliable and credible.

ABN therefore does not condone any form of academic dishonesty, including plagiarism and cheating on exams and assessments, amongst other such practices. ABN requires students to always do their own assignments and to produce their own academic work, unless given a group assignment.

Academic Dishonesty includes, but is not limited to:

Using the ideas, words, works or inventions of someone else as if it is your own work.
Using the direct words of someone else without quotation marks, even if it is referenced.
Copying from writings (books, articles, webpages, other students’ assignments, etc.), published or unpublished, without referencing.
Syndication of a piece of work, all or part of an assignment, by a group of students, unless the assignment was a legitimate group assignment.
The borrowing and use of another person’s assignment, with or without their knowledge or permission.
Infringing copyright, including documents copied or cut and pasted from the internet.
Asking someone else to prepare an assignment for you or to write or sit an assessment for you, whether this is against payment or not.
Re-submitting work done already for another course or programme as new work, so-called self-plagiarism.
Bringing notes into an examination or test venue, regardless of whether the notes were used to copy or not.
Receiving any outside assistance in any form or shape during an examination or test.

All forms of academic dishonesty are viewed as misconduct under ABN Student Rules and Regulations. Students who make themselves guilty of academic dishonesty will be brought before a Disciplinary Committee and may be suspended from studying for a certain time or may be expelled. All students who are found guilty of academic dishonesty shall have an appropriate endorsement on their academic record, which will never be erased.

COURSE OUTLINE

MODULE: CREDIT RISK ASSESSMENT II [ADCRA 3000]

QUALIFICATION: ADVANCED DIPLOMA IN BANKING, FINANCE AND CREDIT NQF [Level 7]

Year 3, Semester 6

TUTOR : P M Mwangala

Module Objectives

This module is designed with the following key objectives in mind.

1) To acquaint students with advanced concepts in credit risk assessment and the importance of credit for all forms of business organizations

2) To develop among students the understanding of the advanced credit risk assessment options and decisions available to lenders

3) To acquaint students with the various approaches to credit assessment from the perspective of credit providers (banks )and the financial management of businesses

4) To acquaint students with the role and importance of quantitative and qualitative factors in credit risk assessment.

5) Where appropriate the module will draw from the practical experiences in credit risk assessment from local and external practices.

Module Requirements

A prescribed resource titled: Credit Risk Assessment 1I – ISBN 978-0-9870144-5-0; Academy of Banking Namibia Study Guide Publication; is a requirement. The study guide is available to students on registration.