AGRICULTURAL AND DEVELOPMENT BANKING

AGRICULTURAL AND DEVELOPMENT BANKING

Tutor: Ms. MOUTON

STATEMENT ABOUT ACADEMIC HONESTY AND INTEGRITY

All students, upon signing this course outline, commit themselves to abide by the policies and rules of the institution. The core activity of ABN is learning and in this respect academic honesty and integrity is very important to ensure that learning is valid, reliable and credible.

ABN therefore does not condone any form of academic dishonesty, including plagiarism and cheating on exams and assessments, amongst other such practices. ABN requires students to always do their own assignments and to produce their own academic work, unless given a group assignment.

Academic Dishonesty includes, but is not limited to:

Using the ideas, words, works or inventions of someone else as if it is your own work.
Using the direct words of someone else without quotation marks, even if it is referenced.
Copying from writings (books, articles, webpages, other students’ assignments, etc.), published or unpublished, without referencing.
Syndication of a piece of work, all or part of an assignment, by a group of students, unless the assignment was a legitimate group assignment.
The borrowing and use of another person’s assignment, with or without their knowledge or permission.
Infringing copyright, including documents copied or cut and pasted from the internet.
Asking someone else to prepare an assignment for you or to write or sit an assessment for you, whether this is against payment or not.
Re-submitting work done already for another course or programme as new work, so-called self-plagiarism.
Bringing notes into an examination or test venue, regardless of whether the notes were used to copy or not.
Receiving any outside assistance in any form or shape during an examination or test.

All forms of academic dishonesty are viewed as misconduct under ABN Student Rules and Regulations. Students who make themselves guilty of academic dishonesty will be brought before a Disciplinary Committee and may be suspended from studying for a certain time or may be expelled. All students who are found guilty of academic dishonesty shall have an appropriate endorsement on their academic record, which will never be erased.

COURSE INFORMATION

COURSE: ADVANCED DIPLOMA IN BANKING, FINANCE AND CREDIT

MODULE: AGRICULTURAL AND DEVELOPMENT BANKING

MODULE CODE: ADADB 3000

MODULE DESCRIPTION:

Among the institutions whose role in the development of the less developed regions is well recognized but inadequately emphasized are the development banks and agricultural banks. Playing multiple roles, these institutions have helped promote, nurture, support and monitor a range of activities in their respective sectors as mandated by the acts of parliaments. In the case of the Development Bank of Namibia; its’ most important function has been the driver of industrial development. While the Agricultural Bank of Namibia remains the agricultural sector funding source.

All underdeveloped countries launching on national development strategies, often in the aftermath of decolonization, were keen on accelerating the pace of growth of productivity and per capita GDP. This was the obvious requirement for alleviating poverty and reducing the developmental gap that separated them from the developed countries. To realize this goal, they considered industrialization to be an important prerequisite. This stemmed from the perspective that modern economic growth was a process characterized by an increase in the
share of employment in the non-agricultural sector, and within the latter by a change in the scale of productive units, the growth of factory production and a shift from personal enterprise to the impersonal organization of economic firms.

Given that, the aim of this course is to highlight the importance of the Agricultural Bank of Namibia, the Development Bank of Namibia; while looking at other international development institutions.

NQF Level: 7

PREREQUISITES: None

EXIT Learning Outcomes:

Upon successful completion of this module, students will be able to:

1. Understand the overview of the banking sector of Namibia.

2. Understand the overview of the agricultural sector of Namibia.

3. Understand all components of the Development and Agricultural Banks of Namibia, as well as their legal foundations.

4. Have knowledge on Appraisal of Development Projects.

5. Have full understanding of Economic Development.

6. Understand the nature and other international development institutions.

PRESCRIBED TEXT BOOK:

Student guide: Agricultural and Development Banking

Module Content

Unit:

1. LEGAL FOUNDATION FOR AGRICULTURAL BANKING IN NAMIBIA

1. Introduction

2. Overview of the Banking Sector in Namibia

3. History of the Agricultural Bank of Namibia

4. Functions of the Agricultural Bank of Namibia

5. Objectives of the Agricultural Bank of Namibia

6. Organizational Structure of the Agricultural Bank of Namibia

7. The Board of Directors of the Agricultural Bank of Namibia

8. Board Committees

2. AGRICULTURAL FINANCIAL POLICY AND RISK MANAGEMENT

1. Introduction

2. Components of Financial Policy

3. Credit Policy for Agricultural Bank of Namibia

4. Capital Structure of an Agricultural Bank of Namibia

5. Risks and Risk Management

3. PERFORMANCE OF THE AGRICULTURAL BANK OF NAMIBIA

1. Introduction

2. Why the Interest in the Performance of the Agricultural Bank of Namibia

3. Methodology for Measuring Performance of the Agricultural Bank of Namibia

4. Outline the Performance Indicators

5. Performance of the Agricultural Bank of Namibia

4. AGRICULTURAL FINANCIAL STATEMENTS

1. Introduction

2. Financial Statements Associated with Agriculture Banking

3. Users of Agricultural Financial Statements

4. Sample Financial Statements of Agricultural Banking Institutions

5. Explanation of Key Terms of Sample Financial Statements

6. Interpreting Sample Financial Statements

5. THE AGRICULTURAL SECTOR IN NAMIBIA

1. Introduction

2. The Importance of the Agricultural Sector in Namibia

3. Components of the Agricultural Sector in Namibia

4. Performance of the Agricultural in Namibia

5. Causes of Poor Agriculture Performance in Other Countries

6. Measures of Spur Agricultural Performance in Namibia

6. LEGAL FOUNDATION FOR DEVELOPMENT BANKING IN NAMIBIA

1. Introduction

2. History of the Development Bank of Namibia

3. The Functions of the Development Bank of Namibia

4. Objectives of the Development Bank of Namibia

5. Organizational Structure of the Development Bank of Namibia

6. The Board of Directors of the Development Bank of Namibia

7. Committees of the Board of Directors of the Development Bank of Namibia

7. PERFORMANCE OF THE DEVELOPMENT BANK OF NAMIBIA

1. Introduction

2. Methodology Employed

3. Performance Indicators Used

4. Performance Indicators of the Development Bank of Namibia

5. Risk Management

6. Development Banking in Perspective

8. APPRAISAL OF DEVELOPEMNT PROJECTS

1. Introduction

2. Importance of Investment Appraisal Techniques

3. Types of Investment Projects

4. Common Investment Appraisal Techniques

5. Simple Calculations

6. Advantages and Disadvantages of Appraisal Techniques

9. DEVELOPMENT FINANCE INSTITUTIONS OUTSIDE NAMIBIA

1. Nature of Development Finance Institutions

2. World Bank

3. African Development Bank

4. Asian Development Bank

5. European Bank for Reconstruction and Development

6. Inter-American Development Bank

10. ECONOMIC DEVELOPMENT

1. Introduction

2. Meaning of Economic Development

3. Features and Problems of Developing Countries

4. Theories of Economic Development

5. Economic Development Policy

IMPORTANT DATES:

NOTE: The following dates are subject to change based on the needs of the students at the lecturer’s prerogative. Students will be notified ahead of time of any changes.

Date	Important Information
24 March	Assignment 1
13 April	Assignment 2
29 May – 9 June	Examinations

ASSESSMENT AND EVALUATION: Continuous assessment 50%

Examination 50%; 1 x 3-hour examination paper

Minimum pass requirement for this course: 50%

COURSE POLICIES

General Academic Policies:

It is the student's responsibility to be familiar with and adhere to ABN’s Policies.

AUTHORISATION:

This course is authorised for use by:

___________________________________ __________________________
Head of Department Date

ACKNOWLEDGEMENT BY STUDENT

(To be completed by all students on the course, detached from the course outline and kept on record in the department)

I, (insert name), (Student number), hereby acknowledge that I have received this course outline for (insert course title and code), and that I have familiarised myself with its content, in particular the statement about academic honesty and integrity. I agree to abide by the Policies and arrangements spelt out in this course outline.

Signature of Student