BANKING II (ADBA 3000)
Tutor: Ms Viola Unengu
STATEMENT ABOUT ACADEMIC HONESTY AND INTEGRITY
All students, upon signing this course outline, commit themselves to abide by the policies and rules of the institution. The core activity of ABN’s learning and in this respect academic honesty and integrity is very important to ensure that learning is valid, reliable and credible.
ABN therefore does not condone any form of academic dishonesty, including plagiarism and cheating on exams and assessments, amongst other such practices. ABN requires students to always do their own assignments and to produce their own academic work, unless given a group assignment.
Academic Dishonesty includes, but is not limited to:
- Using the ideas, words, works or inventions of someone else as if it is your own work.
- Using the direct words of someone else without quotation marks, even if it is referenced.
- Copying from writings (books, articles, webpages, other students’ assignments, etc.), published or unpublished, without referencing.
- Syndication of a piece of work, all or part of an assignment, by a group of students, unless the assignment was a legitimate group assignment.
- The borrowing and use of another person’s assignment, with or without their knowledge or permission.
- Infringing copyright, including documents copied or cut and pasted from the internet.
- Asking someone else to prepare an assignment for you or to write or sit an assessment for you, whether this is against payment or not.
- Re-submitting work done already for another course or programme as new work, so-called self-plagiarism.
- Bringing notes into an examination or test venue, regardless of whether the notes were used to copy or not.
- Receiving any outside assistance in any form or shape during an examination or test.
All forms of academic dishonesty are viewed as misconduct under ABN Student Rules and Regulations. Students who make themselves guilty of academic dishonesty will be brought before a Disciplinary Committee and may be suspended from studying for a certain time or may be expelled. All students who are found guilty of academic dishonesty shall have an appropriate endorsement on their academic record, which will never be erased.
COURSE INFORMATION
COURSE CODE AND TITLE: BANKING II
OBJECTIVE OF THE COURSE:
The aim of this course is to introduce the structures of Banking, the banking environment and the management of banking. This course seeks to equip students with the necessary skills, knowledge to understand banking and its legislative environment.
NQF Level: 7
CREDITS:
PREREQUISITES: None
EXIT Learning Outcomes:
Upon successful completion of this course, students will be able to understand the banking environment and its structures:
Course Content
1. Cheques -The Paying and Collecting Banks
1. What is a cheque
2. Negligence in collection of the cheque
3. The collecting bank’s right to an indemnity
4. Cheque cards
5. Recovery of money paid by mistake
6. Mistaken crediting of a customer’s account
2. What Is Banking
1. The Banking Industry
2. Types of banking
3. What is Retail Banking
4. What is Wholesale Banking
5. What is Investment Banking
6. Types of Banks
7. Payment Related Terms
8. Funds Transfer Related Terms
9. Exposure of Banking Operations to Market Risk
10. Exposure of Banking Operations to Currency Risk
11. Exposure of Banking Operations to Political Risk
12. Market Discipline
3. Investment Banking
1. What is an Investment Banking
2. Front Office Functions
3. Middle Office Functions
4. Back Office Functions
4. Basic Banking Terms
1. What is a Deposit Account
2. What is a Checking Account
3. What is a Savings Account
4. What is a Money Market Deposit Account
5. What is a Time Deposit
6. What is a Certificate of Deposit (CD)
7. What is a Giro Transfer
8. What is a Banking Syndicate
9. What is an Interbank Rate
10. What is Banking Deregulation
11. What are the Causes of the Bank Failures in 2009
5. Duties Of Bank Officers I
1. What are the Different Banking Careers
2. Role of the American Institute of Banking
3. What are the Different Bank Manager Jobs
4. Duties of Bank Managers
5. What does a Branch Manager do
6. What does a Bank Manager do
7. What does a Lending Manager do
8. What does a Teller Manager do
9. What is a Financial Operations Manager
10. What does a Head Teller do
6. Duties Of Bank Officers II
1. Duties of Bank Officers
2. What is a Bank Teller
3. What is a Bank Cashier
4. What is a Private Banker
5. What does a Banking Analyst do
6. What does a Banking Officer do
7. What does a Personal Banker do
8. What are the Different Private Banking Jobs
7. Fraud And Financial Crime
1. What is the most Common Internet Related Fraud
2. Fraudulent Related Terms
3. What is Bank Embezzlement
4. What is the Difference between Embezzlement and Fraud
5. What is a Suspicious Activity Report
6. What is Anti-Money Laundering (AML)
7. What are the Different Types of Money Laundering
8. What is an Anti-Money Laundering Specialist
9. Currency Transaction and Suspicious Activity Reports
10. Know Your Customer
11. Due Diligence
12. Politically Exposed Person (PEP)
8. Payment System
1. What is a Payment System
2. Participants in the Payment System
3. Fees and the Payment System
4. Cards and the Payment System
5. Typical Credit Card Business Model
6. Main Players in the Global Payment System
7. Interbank Infrastructure
8. Meaning and Importance of Electronic Payments
9. Payment vs Settlement System
10. Society for Worldwide Interbank Financial Telecommunication (SWIFT)
11. Is Online Banking Safe
9. Capital Adequacy Of Banking Institutions
1. Capital Regulations
2. Types of Capital
3. What is Tier 1 Capital
4. What is Tier 2 Capital
5. Components of Tier 2 (supplementary) Capital
6. What is Capital Adequacy Ratio
7. What are Risk – Weighted Assets
8. United States Approach to Capital Adequacy Requirements
10. Financial Management In Banking
1. Asset mix
2. Earning Yields
3. Interest Income
4. Computation of Interest Income
5. Computation of Earning Yield
6. Liabilities Mix
7. Funding Costs
8. Interest Expenses
9. Senior Management Responsibilities
10. Balance Sheet Management
11. Assessing Financial Performance of a Banking Institution
12. Income Statement Analysis
13. Computation and Disclosure of Financial Ratios
14. Disclosure of Risk Indicators
IMPORTANT DATES:
NOTE: The following dates are subject to change based on the needs of the students at the lecturer’s prerogative. Students will be notified ahead of time of any changes.
|
Date |
Important Information |
|
|
|
|
|
|
|
|
|
|
|
|
ASSESSMENT AND EVALUATION: Continuous assessment 50%
Examination 50%; 1 x 3 hour examination paper
Minimum pass requirement for this course: 50%
COURSE POLICIES
General Academic Policies:
It is the student's responsibility to be familiar with and adhere to ABN’s Policies.
AUTHORISATION:
This course is authorised for use by:
___________________________________
__________________________
Head of Department Date
ACKNOWLEDGEMENT BY STUDENT
(To be completed by all students on the course, detached from the course outline and kept on record in the department)
I, (insert name), (Student number), hereby acknowledge that I have received this course outline for (insert course title and code), and that I have familiarised myself with its content, in particular the statement about academic honesty and integrity. I agree to abide by the Policies and arrangements spelt out in this course outline.
______________________ _______________________
Signature of Student Date