BANKING PRINCIPLES AND PRACTICES (BPP 2000)
Tutor: Ms Viola Unengu
STATEMENT ABOUT ACADEMIC HONESTY AND INTEGRITY
All students, upon signing this course outline, commit themselves to abide by the policies and rules of the institution. The core activity of ABN is learning and in this respect academic honesty and integrity is very important to ensure that learning is valid, reliable and credible.
ABN therefore does not condone any form of academic dishonesty, including plagiarism and cheating on exams and assessments, amongst other such practices. ABN requires students to always do their own assignments and to produce their own academic work, unless given a group assignment.
Academic Dishonesty includes, but is not limited to:
- Using the ideas, words, works or inventions of someone else as if it is your own work.
- Using the direct words of someone else without quotation marks, even if it is referenced.
- Copying from writings (books, articles, webpages, other students’ assignments, etc.), published or unpublished, without referencing.
- Syndication of a piece of work, all or part of an assignment, by a group of students, unless the assignment was a legitimate group assignment.
- The borrowing and use of another person’s assignment, with or without their knowledge or permission.
- Infringing copyright, including documents copied or cut and pasted from the internet.
- Asking someone else to prepare an assignment for you or to write or sit an assessment for you, whether this is against payment or not.
- Re-submitting work done already for another course or programme as new work, so-called self-plagiarism.
- Bringing notes into an examination or test venue, regardless of whether the notes were used to copy or not.
- Receiving any outside assistance in any form or shape during an examination or test.
All forms of academic dishonesty are viewed as misconduct under ABN Student Rules and Regulations. Students who make themselves guilty of academic dishonesty will be brought before a Disciplinary Committee and may be suspended from studying for a certain time or may be expelled. All students who are found guilty of academic dishonesty shall have an appropriate endorsement on their academic record, which will never be erased.
COURSE INFORMATION
COURSE CODE AND TITLE: BANKING PRINCIPLES AND PRACTICES (BPP 2000)
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DEPARTMENT:
OBJECTIVE OF THE COURSE:
The aim of this course is to introduce banking practices and the principles a bank has to adopt. This course seeks to equip students with the necessary skills, knowledge to understand banking and to operate within the laid down principles.
NQF Level: 6
CREDITS:
PREREQUISITES: None
EXIT Learning Outcomes:
Upon successful completion of this course, students will be able to understand the prevailing banking practices:
Course Content
1. Banking Organization
1. Organization of Banking Firms
2. Operational Goals
3. Mission and Policy Statements
4. Performance Objectives and Measurements
5. Bank Management Related Terms
2. Importance Of Money In Banking
1. What is Money
2. Components of the Monetary Aggregate in the United States
3. Account Related Terms
4. Financial Products Related Terms
5. Collateral Related Terms
3. Basics Of Banking
1. Bank Operations
2. Bank Management
3. Bank Performance
4. Bank Regulation
5. Financial Statement Related Terms
6. Market Related Terms
4. Composition Of Bank’s Assets
1. Assets Classification
2. Overdrafts
3. Medium Term Loans (MTL)
4. Vostro and Nostro Accounts
5. Vehicle and Assets Finance (VAF)
6. Home Loans
7. Non-Performing Loans (NPL)
8. Investment in Government Securities
9. Unit Trust Investments
10. Provisions for Credit Losses
11. Non-Interest Earning Assets
12. Banking Institutions Related Terms
5. Composition Of Bank’s Liabilities
1. Liabilities Classification
2. Call Deposits
3. Term Deposits
4. Negotiable Certificate of Deposits (NCDs)
5. Subordinated Term Bond (STB)
6. Borrowings
7. Repurchase Agreement
8. Non-Interest Bearing Liabilities
9. Capital
10. Credit Risk Related Terms
11. Loan Related Terms
IMPORTANT DATES:
NOTE: The following dates are subject to change based on the needs of the students at the lecturer’s prerogative. Students will be notified ahead of time of any changes.
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ASSESSMENT AND EVALUATION: Continuous assessment 50%
Examination 50%; 1 x 3 hour examination paper
Minimum pass requirement for this course: 50%
COURSE POLICIES
General Academic Policies:
It is the student's responsibility to be familiar with and adhere to ABN’s Policies.
AUTHORISATION:
This course is authorised for use by:
___________________________________
__________________________
Head of Department Date
ACKNOWLEDGEMENT BY STUDENT
(To be completed by all students on the course, detached from the course outline and kept on record in the department)
I, (insert name), (Student number), hereby acknowledge that I have received this course outline for (insert course title and code), and that I have familiarised myself with its content, in particular the statement about academic honesty and integrity. I agree to abide by the Policies and arrangements spelt out in this course outline.
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